Author: mike

215,000.00

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Injury

Broken arm (humorous bone), torn rotator cuff

Challenge

Married father of two recently back to work following long period of unemployment. Driving home from work, sitting in traffic, he is struck from behind at high speed, resulting in broken humorous bone and torn rotator cuff. Due to personal injury, surgeries and recovery time, client unable to return to work and newly acquired job is lost.

Result

Rather than waiting for medical end-point to be reached before beginning settlement negotiations suit is filed immediately. Litigation proceeds quickly through discovery process to identify all available insurance coverage and the status of the defendant driver and his employer/corporation. Pre-trial personal injury settlement reached early to put client and his family back on track financially. $215,000.00

695,000.00

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Injury

Healthy, active, 21 year old injured in rear end car collision. Client sustains back and neck injuries resulting in permanent nerve damage (occipital neuralgia) and recurrent debilitating headache. Client forced into honorable medical discharge from Army National Guard Unit, left with 6% whole person permanent impairment.

Challenge

Client settles initial personal injury claim against responsible driver for policy limits of $20,000 but his own insurance carrier will not make offer to compensate him under UNDERINSURED provisions of his own policy, carrier refuses to submit claim to arbitration and forces client to file suit to recover any portion of his own insurance policy.

Result

Jury trial proceeds in Hillsborough Superior Court, Nashua, NH (December 2009). Insurance carrier makes first offer of $40,000 at jury selection, increase offer to $60,000 at trial. Client rejects low offers well below his original demand, which is within the available remaining policy limits of $230,000. Jury returns verdict against insurance carrier of $695,000.

828,000.00

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Injury

Union painter falls on construction site when he steps on copper pipe left on floor and covered with sawdust. Torn meniscus of left knee and total tear of right knee MCL/ACL. Medical bills exceed $83,000. Lost wage claim includes total permanent disability from occupation as painter.

Challenge

Insurance company for general contractor responsible for job site safety denies liability, questions the plaintiff’s credibility and challenges the extent and nature of his injuries. Pre-trial offer of $300,000 reduced to $250,000 at trial. Plaintiff owes $220,000 to Worker’s Compensation Insurance Carrier.

Result

Jury verdict following eight (8) day personal injury trial before the Suffolk Superior Court in Boston, MA. Verdict of $775,000. Pre-trial interest and comparative fault offset results in total judgment against responsible general contractor for $828,000.

97,500.00

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Injury

Automobile accident caused a bone spur on Client’s Achilles tendon, which required two surgeries, assistive walking devices and countless therapy sessions.

Challenge

Client stopped at an intersection stop sign. Client alleges that Defendant ran the stop sign, travelling at a high rate of speed, hit a third vehicle and then hit Client’s vehicle. Defendant denied all liability.

Result

Settled for $97,500.00, after Plaintiff’s Counsel (Bowser Law) conducted the Defendant’s deposition.

60,000.00

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Injury

Rear-end automobile accident causes soft-tissue back injury.

Challenge

Plaintiff alleges that she was rear-ended by Defendant, while at a complete stop at an intersection. Defendant claims Plaintiff stopped abruptly, causing him to hit Plaintiff’s vehicle. Plaintiff’s medical bills totaled $14,600.

Result

Initial offer from insurance company, pre-litigation was $6,000.00 and after suit was filed, $12,500.00. Settled for $60,000.00, after Plaintiff’s Counsel (Bowser Law) conducted the Defendant’s deposition.

197,500.00

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Injury

Client suffered a fractured spine when she fell from a horse during a horseback riding lesson, requiring two (2) surgeries and multiple physical therapy and chiropractic treatment sessions.

Challenge

Defendant riding instructor claims immunity under the Massachusetts Equine Statute, as well as a Release signed by Client prior to beginning the lessons. Client argued that her claim fell outside the scope of both the statute and release, because her injuries occurred as a result of being instructed to ride on an unsuitable horse and the use of defective tack, both of which were selected by the Defendant. Specifically, the defendant replaced a standard grab strap with a piece of athletic equipment, much like a bungee cord, which offered less stability to the rider. When the horse took off into a canter, the Client was unable to steady herself on the horse, due to the stretchy grab strap, causing her fall.

Result

Plaintiff’s Counsel (Bowser Law) succeeded on a Motion for Summary Judgment, wherein the Court ruled that defective tack and an unsuitable horse were exceptions to the Massachusetts Equine Statute and release, and that such claims constituted negligence issues to be determined by a jury. Settled at mediation prior to trial for $197,500.00

35,000.00

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Injury

Subjective complaints of arm pain, numbness and tingling. No significant diagnostic testing to identify objective injuries.

Challenge

Client stopped at red light. Defendant, two cars behind Client, rear-ended middle car, which then hit Client’s car. No injuries to passengers in middle car, no injury to Defendant. Client also involved in subsequent motor vehicle accident, two months later, when she slid on ice and hit a telephone poll, hitting her head on the steering wheel. Defendant challenges client’s subjective injuries and alleges that the her injuries resulted from the second accident. Client’s total medical bills, from first accident until the second accident, total $5,000.

Result

Settled for $35,000.00, after Plaintiff’s Counsel (Bowser Law) conducted a medical expert deposition.

62,500.00

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Injury

Client, a pedestrian, struck by motor vehicle, resulting in a partial MCL tear and exacerbated pre-existing Osteoarthritis, degenerative joint disease, bursitis, and Osgood-Schlatters disease.

Challenge

Client was struck by a motor vehicle while walking through a parking lot. Defendant alleges sun glare prevented her from seeing Client. Client’s total specials, including medical bills and lost wages, total $15,600.00.

Result

Client settled with Defendant’s auto insurance company for the full policy limits of $20,000, soon after litigation commenced. Client settled under his underinsured policy $42,500.00. Total settlement: $62,500.00.

Mike Bowser is an Excellent Attorney!

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I was charged with driving w/o interlock device and past hour restrictions. Hired court appointed attorney who advised I was looking at 5 months time and did not represent me on the first court date, therefore, decided to hire Mr. Bowser who answered all my questions and guided me through the process. After two years of court dates, my felony conviction was dismissed! I am so grateful and highly recommend Attorney Bowser!