I just got into a Car Accident: What do I do now?

Car accidents happen all the time, even more so with all the distracted drivers out there. Chances are, that at some point you will find yourself injured in an auto accident.

If you plan on claiming your injuries and damages, there are certain things you can do to help strengthen your case. Here are four things to keep in mind.

  1. The first thing you should do is get the medical attention you need. Your health is first and foremost. Try to get copies of all of the records. Also, keep a diary and note the important details of your treatment.
  2. As soon as you are able to do so, write down details of the accident. Where did it happen? What were the road conditions like? Were there any witnesses who could be contacted? Remember, details make a big difference in your case so make good notes before you forget.
  3. Do not talk to the other party’s insurance company. This is in bold letters for a reason because this is the biggest mistake people make. The other party’s insurance company has a goal of giving you the lowest amount possible. They are not there to help. Do not talk to them. Leave that up to your attorney. Which brings us to the fourth point…
  4. Lawyer up! Get an experienced injury attorney on your side. Your choice of attorney can make a big difference in your case. That is why you should choose a bare-knuckled trial lawyer like Attorney Mike Bowser.

Why Mike Bowser?

  • Mike Bowser been fighting for three decades to get justice for citizens like you.
  • His is a trial lawyer who is willing to take matters to court and fight. He does not take the easy way out.
  • He is well known by all over MA, NH & ME and has over 200 five star reviews from satisfied clients.
  • He has won many numerous cases for his personal injury clients including a $1.5M Wrongful Death claim. Just take a look at some of his case results below.

If you were involved in a car wreck and want justice, don’t delay. Call now to set up your free consultation at (888) 517-3482.

Here are some results from cases won by Attorney Mike Bowser:

1.5MM WRONGFUL DEATH CLAIM
$1,500,000.00

Injury

Sixty-five (65) year old client was struck and killed by a drunk driver who was also texting immediately prior to the collision.

Challenge

At the time of his death, the Decedent was retired and morbidly obese, with numerous serious health conditions. Therefore, the Decedent’s monetary loss and life expectancy were in contest and were major factors in assessing the value of the Decedent’s life. Toxicologist expert retained to determine true number of alcoholic drinks consumed by Defendant based on Blood Alcohol Content. Expertise of Drunk Driving Defense to successfully serve personal injury client.

Result

After a pre-litigation mediation, the Estate claim settled for $1,500,000.00. No prior offers.

Injured in Rear End Car Collision
$695,000.00

Injury

Healthy, active, 21 year old injured in rear end car collision. Client sustains back and neck injuries resulting in permanent nerve damage (occipital neuralgia) and recurrent debilitating headache. Client forced into honorable medical discharge from Army National Guard Unit, left with 6% whole person permanent impairment.

Challenge

Client settles initial personal injury claim against responsible driver for policy limits of $20,000 but his own insurance carrier will not make offer to compensate him under UNDERINSURED provisions of his own policy, carrier refuses to submit claim to arbitration and forces client to file suit to recover any portion of his own insurance policy.

Result

Jury trial proceeds in Hillsborough Superior Court, Nashua, NH (December 2009). Insurance carrier makes first offer of $40,000 at jury selection, increase offer to $60,000 at trial. Client rejects low offers well below his original demand, which is within the available remaining policy limits of $230,000. Jury returns verdict against insurance carrier of $695,000.

Lost Wages Due To Car Accident
$215,000.00

Injury

Broken arm (humorous bone), torn rotator cuff.

Challenge

Married father of two recently back to work following long period of unemployment. Driving home from work, sitting in traffic, he is struck from behind at high speed, resulting in broken humorous bone and torn rotator cuff. Due to personal injury, surgeries and recovery time, client unable to return to work and newly acquired job is lost.

Result

Rather than waiting for medical end-point to be reached before beginning settlement negotiations suit is filed immediately. Litigation proceeds quickly through discovery process to identify all available insurance coverage and the status of the defendant driver and his employer/corporation. Pre-trial personal injury settlement reached early to put client and his family back on track financially. $215,000.00

Low Back Injury and Lost Wage Claim
$180,000.00

Injury

Middle aged client suffers low back injury following rear end collision. Medical bills totaling $72,000 with lost wage claim.

Challenge

Defense challenges the severity of the injury and course of treatment including fact that client returned to full time physical work for eight months before lower back condition deteriorated to point requiring surgery, L2-L3 discectomy.

Result

Personal injury suit filed after case referred to B&V by prior counsel who could not settle case. Pre-trial private mediation results in settlement. $180,000


What is Premise Liability and Do I Have a Case?

Premises liability law, often referred to as slip and fall, is an area of personal injury law designed to hold property owners responsible for injuries or accidents that occur on their property as a result of negligence or unsafe conditions.

For example, if a business does not properly clear snow and ice from a walkway and someone falls and sustains injuries, they may be liable for damages in court.

Common Causes of Premises Liability / Slip and Fall Claims

In many cases, a person assumes the blame for an injury when he or she slips and falls. However, in some situations these types of accidents are the fault of the property owner. Some common causes of premises liability lawsuits include:

Uneven or slippery flooring or obstructions in a pathway

Property owners are obligated to ensure a safe and clear walking surface. Common causes of premises liability slips and falls include wet floors and ice slicks. These types of cases are very common in New England especially during the winter.

Dog attacks

Property owners are responsible to keep animals on their premises from harming visitors. If you were on the property legally and were not harassing the dog, the owner can be held liable for injuries. For more details, please see: Have you been bitten by a dog? Here’s what you need to know

Assault

If assault or battery could have been prevented by adequate security, a premises liability claim may arise. This is common in bar and nightclubs but also on college campuses and many other places where there is a reasonable expectations for visitors to be safe.

Drowning

Owners of pools must take protective measures to eliminate the risk of accidental drowning and injury. There are a lot of poolside accidents like slips and diving injuries.

Burns

If there is a fire, property owners are liable to ensure fire and safety codes are adhered to. If there are injuries from burns or smoke inhalation, property owners maybe be held liable for damages.

What to do if you are injured?

The first thing you should do is call an experienced injury attorney to review your case. If you want justice, don’t delay. Call now to set up your free consultation at (888) 526-9737.

Why Mike Bowser?

  • Mike Bowser been fighting for three decades to get justice for citizens like you.
  • His is a trial lawyer who is willing to take matters to court and fight. He does not take the easy way out.
  • He is well known by all over MA, NH & ME and has over 200 five star reviews from satisfied clients.
  • He has won many numerous cases for his personal injury clients including a $1.5M Wrongful Death claim. Just take a look at some of his case results below.

Here are some results from cases won by Attorney Mike Bowser:

Slip and Fall On Construction Site
$828,000.00

Injury

Union painter falls on construction site when he steps on copper pipe left on floor and covered with sawdust. Torn meniscus of left knee and total tear of right knee MCL/ACL. Medical bills exceed $83,000. Lost wage claim includes total permanent disability from occupation as painter.

Challenge

Insurance company for general contractor responsible for job site safety denies liability, questions the plaintiff’s credibility and challenges the extent and nature of his injuries. Pre-trial offer of $300,000 reduced to $250,000 at trial. Plaintiff owes $220,000 to Worker’s Compensation Insurance Carrier.

Result

Jury verdict following eight (8) day personal injury trial before the Suffolk Superior Court in Boston, MA. Verdict of $775,000. Pre-trial interest and comparative fault offset results in total judgment against responsible general contractor for $828,000.

Construction Site Safety
$132,500.00

Challenge

General Contractor and sub-contractor for construction project each deny premises liability and blame injured plaintiff for walking through unlighted garage area in where open pit is located. Plaintiff establishes that both parties were responsible for overall safety of worksite and regular exit of building was blocked by construction debris, thereby leaving unlighted garage as only available exit from building. Plaintiff’s expert establishes numerous construction site safety violations under both OSHA and State Building Code regulations.

Result

Settled prior to trial at mediation for $132,500.00

Slip and Fall at New Jersey Hotel
$80,000.00

Injury

Older client suffers fractured hip requiring hospitalization and surgery after falling on wet carpeted incline outside New Jersey Hotel.

Challenge

Insurance carrier for hotel denies liability or existence of any dangerous defect in walkway surface despite unusual grade change that is covered in carpet and allowed to become slick in rain.

Result

Counsel retains safety expert to review photographs of scene and conduct scene analysis in New Jersey. Personal injury suit filed through local firm in New Jersey. Case settled week of trial. $80,000

What to do if you have been Injured by a Drunk Driver

If you or a loved one has been injured by a drunk driver you must been extremely upset. I extend my heartfelt sympathies to you and your family. We also share in your frustration and anger. It’s one thing to be injured in an accident, but it’s another thing to be injured because of a reckless and irresponsible decision. That driver needs to be taught a lesson and you need justice for you and your family.

At Bowser Law, we have represented many people who were injured in DUI accidents. These clients hired us because they wanted to the best result possible and knew we were the attorneys who could secure that for them. We are one of the few firms that has secured a $1.5M settlement for a DUI accident. We have the experience, resources, and scientific knowledge needed to represent your case.

Right now the best thing you can do is pick up the phone and call (888) 526-9737. We offer a free consultation in which we will guide you as to what you need to do to strengthen your case and how we can work together to get you the justice you deserve. The insurance companies will be bringing their top lawyers to this fight. Don’t lose out because you chose a weak attorney. Call Bowser Law today.

Here are some case results from clients who we represented in their DUI accident cases:

1.5MM WRONGFUL DEATH CLAIM
$1,500,000.00

Injury

Sixty-five (65) year old client was struck and killed by a drunk driver who was also texting immediately prior to the collision.

Challenge

At the time of his death, the Decedent was retired and morbidly obese, with numerous serious health conditions. Therefore, the Decedent’s monetary loss and life expectancy were in contest and were major factors in assessing the value of the Decedent’s life. Toxicologist expert retained to determine true number of alcoholic drinks consumed by Defendant based on Blood Alcohol Content. Expertise of Drunk Driving Defense to successfully serve personal injury client.

Result

After a pre-litigation mediation, the Estate claim settled for $1,500,000.00. No prior offers.

DWI / PEDESTRIANS STRUCK
$310,000.00

Injury

Several facial fractures including jaw and orbital, rib, pedicle neck and back fractures; hospitalized six days and lost job as a result of accident.

Challenge

Determining a monetary value of client’s extensive injuries and evaluating lasting effects of crash.

Result

$310,000 awarded to Plaintiff after settlement negotiations.

DWI SUICIDE MISSION CAUSES AUTO ACCIDENT
$135,000.00

Injury

Head injury, TMJ with lasting effects, shoulder injury leading to surgery and Post Traumatic Stress Disorder.

Challenge

Proving impairment and intent of defendant and causation of plaintiff’s injuries.

Result

$135,000 settlement reached after mediation.

DWI / PEDESTRIAN CLAIM
$85,000.00

Injury

The clients were two (2) of four (4) pedestrians that were struck by a drunk driver. Victim #1 suffered permanent scarring on her foot and eyebrow, various contusions, soft tissue damage to her back and great emotional distress. Victim #2 suffered shoulder strain, sprained foot and great emotional distress.

Challenge

The Defendant contested the nature, extent, severity, duration, and proximate cause of the Plaintiffs’ injuries and damages. Proceeded to trial after low ball offers (less than half what was awarded at trial).

Result

After a jury trial, the jury returned a verdict for the Plaintiffs in the amount of $85,000.00, breaking down as $50,000.00 for Victim #1 and $35,000.00 for Victim #2, plus interest and costs.

Texting while Driving Accidents

Texting while driving is ubiquitous. As people get more more involved with their smartphones, there are more accidents from texting drivers.

There have been many studies which show that texting while driving is just as dangerous as DUI.

If you or a loved one were injured in a accident in which the other driving was texting or distracted while driving, you are entitled to justice. Reckless behavior like this needs to be held accountable. Judges have been coming down hard on drivers who were texting and you may be able to secure a bigger verdict than you think. The key is to have an experienced, serious, professional attorney on your side.

Right now the best thing you can do is pick up the phone and call (888) 526-9737. We offer a free consultation in which we will guide you as to what you need to do to strengthen your case and how we can work together to get you the justice you deserve. The insurance companies will be bringing their top lawyers to this fight. Don’t lose out because you chose a weak attorney. Call Bowser Law today.

Have you been bitten by a dog? Here’s what you need to know

Dog bites can be very severe and result in large hospital bills, loss of time from work, and the expenses of rehabbing the injury. Thankfully, Massachusetts has some of the strongest dog bite laws in the country which hold the owner liable for your injuries.

A summary of the Dog Bite Laws in Massachusetts

Dog bite injuries are covered in Chapter 140, Section 155 of the Massachusetts General Laws. The statute reads:

If any dog shall do any damage to either the body or property of any person, the owner or keeper, or if the owner or keeper be a minor, the parent or guardian of such minor, shall be liable for such damage, unless such damage shall have been occasioned to the body or property of a person who, at the time such damage was sustained, was committing a trespass or other tort, or was teasing, tormenting or abusing such dog. If a minor, on whose behalf an action under this section is brought, is under seven years of age at the time the damage was done, it shall be presumed that such minor was not committing a trespass or other tort, or teasing, tormenting or abusing such dog, and the burden of proof thereof shall be upon the defendant in such action.

So basically, as long as you weren’t trespassing or teasing the dog, the owner is liable for your injuries.

What should I do if I was bitten by a dog?

Get the necessary medical attention you need. Dog bites can quickly become infected if left untreated. After that, call (888) 526-9737 to speak with Attorney Mike Bowser. He has experience with dog bite cases and will give you the right information based on his decades of personal injury experience. The consultation is free, so you have nothing to lose.

Dog Bite Case Results

Here is the summary of a recent dog bite case in which the victim was represented by Attorney Mike Bowser:

Dog Bite Claim
$117,000.00

Injury

Dog Bite. Young boy attacked by chained dog in neighbor’s yard. Serious facial lacerations which result in permanent scarring.

Challenge

Homeowner’s insurance carrier denies coverage for claim and files suit against homeowner and injured boy’s family to seek opinion from Court supporting their denial of personal injury coverage under applicable homeowner’s policy. Policy limits $100,000.

Result

Settled prior to trial pursuant to structured settlement for present day and future benefits. $117,000.

Dog bite injuries are serious. If you want serious results on your injury claim, call Mike Bowser at (888) 526-9737.

Construction Site Injury Cases

Construction sites are some of the most dangerous places to work. Every year, thousands of hard-working construction workers sustain injury in a construction site accident. The Center for Disease Control (CDC) states that the construction industry has one of the highest rates of work-related fatalities in the nation. Unfortunately, many of those accidents are completely preventable. Construction companies often ignore safety measures to cut back on costs, thus creating unsafe working conditions.

If you or a loved one has been hurt at a construction site, you need an attorney who can get you justice. Attorney Mike Bowser has intricate knowledge of the state building and safety codes and OSHA regulations in MA, NH, and ME. He also understands the complex nature of construction site hierarchies, navigating between construction site owners, contractors, and sub-contractors. Everyone will try to pass the buck but Attorney Bowser will hold them accountable.

Right now the best thing you can do is pick up the phone and call (888) 526-9737. We offer a free consultation in which we will guide you as to what you need to do to strengthen your case and how we can work together to get you the justice you deserve. The insurance companies will be bringing their top lawyers to this fight. Don’t lose out because you chose a weak attorney. Call Bowser Law today.

Here are some case results from clients who we represented in their construction site accident cases:

SLIP AND FALL ON CONSTRUCTION SITE
$828,000.00

Injury


Union painter falls on construction site when he steps on copper pipe left on floor and covered with sawdust. Torn meniscus of left knee and total tear of right knee MCL/ACL. Medical bills exceed $83,000. Lost wage claim includes total permanent disability from occupation as painter.

Challenge


Insurance company for general contractor responsible for job site safety denies liability, questions the plaintiff’s credibility and challenges the extent and nature of his injuries. Pre-trial offer of $300,000 reduced to $250,000 at trial. Plaintiff owes $220,000 to Worker’s Compensation Insurance Carrier.

Result


Jury verdict following eight (8) day personal injury trial before the Suffolk Superior Court in Boston, MA. Verdict of $775,000. Pre-trial interest and comparative fault offset results in total judgment against responsible general contractor for $828,000.

Construction Site Safety
$132,500.00

Challenge


General Contractor and sub-contractor for construction project each deny premises liability and blame injured plaintiff for walking through unlighted garage area in where open pit is located. Plaintiff establishes that both parties were responsible for overall safety of worksite and regular exit of building was blocked by construction debris, thereby leaving unlighted garage as only available exit from building. Plaintiff’s expert establishes numerous construction site safety violations under both OSHA and State Building Code regulations.

Result


Settled prior to trial at mediation for $132,500.00

OUI and Personal Injury – Expert Network Interview, August 3, 2016

Teddy Panos and Leslie Bodor from Expert Network Interview speak with Attorney Mike Bowser on multiple topics, including Massachusetts and New Hampshire OUI/DWI charges and personal injury cases settling or going to trial.

Teddy Panos: Time to welcome in a member of our expert network, attorney Michael Bowser from Chelmsford. Good morning, counselor, how are you sir?

Mike Bowser: Good morning, Teddy, good morning, Leslie. Excuse me, how are you?

Teddy: We’re doing well. Long time no chat. How have you been?

Mike: Busy. Very, very busy.

Teddy: When you touch base and said, let’s come in and have a discussion, I thought, “Is it the night before Thanksgiving already? Is it New Year’s Eve?”

Mike: No, that practice continues to roll right along.

Board Certified OUI Specialist

Teddy: It certainly does. Look, you’re a very, very well-known, you’re renowned for your work as an OUI specialist. One of a handful — was it only about five certified in all of New England, correct? Board Certified?

Leslie Bodor: Which make a difference. Yes.

Personal Injury Practice

Teddy: You do all sorts of other practice, you do an awful lot of personal injury work?

Mike: I do. I’ve done that literally since law school. I ended up with a large firm when I was in law school that did a ton of personal injury work and I caught the bug then and it’s always stayed with me. It’s always been a part of my practice and ironically some people were surprised to find out that I in fact, handle those types of cases. By experience, by reputation I have always tried one or two of those a year. The nice transition is I try 40 or 50 jury trials a year on the OUI in the criminal side and it leads to an ability to walk into a courtroom on a serious personal injury matter and I’m able to stand up in front of a jury and try some cases successfully and I always have.

I’ve had some very, very big verdicts over the years and thankfully, I’ve also had some decent settlements because the courtroom process is just fraught with risk. It’s very difficult. I think one of the hardest things a lawyer can do is to walk into a courtroom and convince a jury of 12 people that his client is actually deserving of compensation or their protection. That’s how I try to phrase it. This person is worthy of the protection that a jury can provide. It is one of the hardest things I do, is try a personal injury case to verdict and I’ve had it both ways. I’ve had tremendous success and I’ve had some heartbreaking losses. Had a couple of those recently and you learn from experience.

Teddy: You were just talking off air about a case that you thought you had won. As a matter of fact, close to the verdict the other side offered you a settlement that was above what you would have accepted at one point.

Mike: It was a classic example of the risk associated with a trial. It was a slip and fall and people say slip and fall and they just think, “God, you fell on a banana peel,” but it was at a supermarket. There was a large area of water and it was marked with a single cone at the front of an aisle. My client [of] 78 years old came from the back of the store, the back of the aisle, she couldn’t determine where the wetness ended or started. She moved away from the cone and she hit some dampness about 12 feet from the cone and took a really nasty fall and broke some ribs and [experienced] a back injury. Serious injuries and at the mediation prior to going to trial, they offered like $13,000.

We probably would have settled for $40,000, and then you fast forward three months later and thousands of dollars more in expenses and hours and hours of preparation. I’m in the midst of a jury trial and literally as I walk into the courtroom to start my closing argument, the very last piece of the case before the jury gets the deliberate, the store lawyer said, “Will she take $50,000?’’ And he didn’t give it to me, but he wanted to know would she take it if I can get it.

I was kind of pissed actually, because I’m like could you wait any longer before come to your senses and putting fair money on the table and my client at that point was eighty years old, and she said to me I want you to finish because she was very proud of the work that we were doing and she wanted to finish. The jury got the case. They came back an hour and a half later with what’s called the defense verdict meaning they found no liability on the half of the store. The judge was shocked, I was shocked, the defense lawyer was shocked, my client was shocked, and we got the end result with zero.

Teddy: I’m always fascinated about how the mechanics of these types of decisions work. When you say there was a settlement offer made and you said that your client decided, “No, I don’t want to accept this.”

Mike: Ultimately it’s their decision, right?. My job again, I’m in the protection business, so my job is to protect my client. And in the injury practice, that’s to recover for them as much money as I can and what I think is fair money. And I tell people all the time, “I think that’s fair, that’s a decent offer [and] you should consider taking it.” If I don’t I’ll say “I think that’s garbage and we should keep going.”

The only pressure that I can put on the other side is trials. I put almost everything into suit and I move cases towards a trial date as quickly as I can. By way of example, I had one this year where the woman came to see me there was an $11,000 offer on the table two weeks before the statute of limitation [ran out]. She had no lawyer and I took the case. We put it into suit and you fast forward a-year-and-a-half later and we settle that for $60,000.

Obviously, we were able to get her what was decent, fair money. Had she not pursued it, the statute of limitations would have run [out and] she would have accepted a very low ball offer. We had another one that was $6,000 on the table and we settled it for $35,000, and these cases are in context. You say $60,000, $35,000, but for each one of those cases, that was fair money. That’s my breakpoint if it’s fair you should consider taking it because God knows what can happen in a courtroom.

Teddy: As you’ll see, these kind of things happen all the time and if a company offers a settlement early on in any kind of thing, my advice would be, get a lawyer. Don’t ever accept the settlement. At least chat with an attorney to determine what your rights and your possibilities are, because even when a company acts like they want to do the right thing and is concerned and sometimes maybe they are being fair. They’re not going to give you what they would normally give you if you pursue the matter forward.

Mike: From the other side, almost exclusively dealing with insurance companies, some companies are self-insured, meaning it’s their money. They handle their own claims in-house with their own dollars. Almost 90% of my cases are with an insurance company. The insurance company’s goal is to get out of that case for as little as possible.

Teddy: And get to the side before it ever get to court.

Understanding Liens

Mike: My job is to get as much money out of that case before trial. Those two positions never meet. It’s difficult and one of the other things that we deal with which people don’t understand is liens. In the Commonwealth and in New Hampshire [you might] have BlueCross BlueShield or Tuffs paying your bills because you [had an accident]. We had a motorcycle case where the lien [for] the treatment that he received that was paid for by his health insurance was $99,000 and there was just not enough insurance on that particular case.

I ended up getting the $99,000 lien reduced and paid off to $12,000, so that I was able to put the difference in my client’s pocket and sometimes that’s the best work that we can do is just reducing the lien so that the net recovery for the client is higher because there was never going to be more than X amount of dollars on that case because of the lack of insurance. That’s part of it as well.

Teddy: $99,000 is not a lien that’s a complete fall over.

Mike: Given the treatment that he received and the surgeries and the injuries, I mean that was the value and the cost of his treatment. By law, you have to pay it back if you recover against a third party. They’re entitled to get it back.

Personal Injury Cases that Go to Trial

Teddy: The story you told of you being shocked at the verdict, the opposing counsel being shocked and the judge being shocked, that highlights why in most situations there’s a settlement, right? What percentages of cases actually go to a trial and especially to a jury trial?

Mike: I mean in my practice, less than 10% of these cases go to trial. I always say try one or two a year and in the one or two that you try a year, it’s because there’s an issue as to liability. They just not necessarily damages. Usually, a lot of times there’s an agreement. Yes, your guy was hurt.

Leslie: But we don’t admit.

Mike: But we don’t admit that we caused the condition that caused the [injury]. I had one in Boston years ago, [a] slip and fall on a construction site and they offered me $200,000 workers compensation [and the] lien was $300,000. I mean that’s a net zero recovery if I were to take that money. When I said I wanted $800,000, they laughed at me. Then I got a jury verdict in Suffolk County and the net recovery was $892,000. That case went to trial because it was a liability. We had three different subcontractors and a general contractor, four different defendants and it was a really complicated, really expensive case [and] they didn’t think I could prove the liability issue.

Teddy: Generally, juries are unpredictable. You never know what they’re going to do behind those closed doors.

Mike: I love the process. I’m very comfortable trying cases to juries, but when you hand it over to them, you lose control. You get your base. You’re handing it to them and they’re going to do what they may and it can be very unpredictable. I’ve had wonderful success doing it but I’ve also had heartbreaking defeats, so that’s the nature and if you’re not willing to try cases . . .. My associate, my poor associate who does wonderful work, her name is Molly Bellai. The last two that have gone to trial since she’s been with me have been defense verdicts and we’ve had all kinds of great settlements and she thinks she’s a jinx.

Teddy: I’d fire her.

Leslie: Maybe a vacation for a week.

Mike: I said if you’re not willing to try the difficult cases to verdict then you don’t deserve the decent settlements that you get. That’s the way I approach it. I mean I’ll try anything if I have to, and as a result we’re fortunate to get some decent settlements. 

When Judges Can Take Cases from Juries

Leslie: I was just curious about the judges, is it possible for a judge to step in like they do on occasion for a verdict?

Teddy: They see that on TV right?

Leslie: Well, the shake baby nanny from England.

Mike: Sometimes a judge will take a case from a jury.

Leslie: Because you said he was even shocked.

Mike: No, he was but he wasn’t going to take that decision away from them. It’s a judgment notwithstanding the verdict, meaning the judge just thinks they got it dead wrong. No jury in the world should have reached that verdict and upon request, a judge can insert himself or herself into the process and say “Yes, that verdict must be set aside.” That’s extremely rare.

Leslie: Okay.

Mike: Extremely rare.

Breathalyzer Testing in OUI Cases

Teddy: It is 7:29 here on 980WCAP chatting with Attorney Mike, member of our expert network. A couple minutes remaining, I want to to get an update if we can on the breath test.

Mike: Sure.

Teddy: We saw the issue, you actually kind of broke it here on the radio, that there was an issue with those machines not giving proper readings they weren’t

Mike: Calibrated properly.

Teddy: As a result, thousands of cases were called into question. Where are we with that?

Mike: There was a calibration issue with the machines in general that was identified by the government kind of late and disclosed to the defense bar. But also, there’s a challenge to the scientific validity of the breath testing device in the software. That type of challenge has been made against DNA, fingerprint, [and] trace evidence.

Any scientific evidence that goes before a jury is subject to a judge first determining whether it is scientifically acceptable so that jury can hear it. That had never been done with the breath testing device that’s in use. So hundreds of cases were consolidated because when they said you can challenge it, the supreme court issued the Camblin decisions and you can challenge it as a defense lawyer. Then they realize, “Well, wait a minute, now we’re going to have hundreds and hundreds and hundreds of these scientific hearings before judges across the Commonwealth.”

They consolidated them all before one judge and conquered. The BMC had its own consolidation and now those two groups are put together. They’ve given us access to two machines, so the manufacturer is actually handing over to the devices so that we can do what’s called dynamic software analysis, meaning we can test the software. Whether it’s robust, whether it’s accurate, whether it’s reliable.

Teddy: No, not word robust.

Mike: On the platform of the machine as opposed to doing it. They wanted us to do it just as a white, like a black box. They’ll give us the software on a flash drive and let us play with it on the computer but not through the machine itself. Now we’re at the point where we’re getting the machines, were going to get the software. It won’t be decided until November. We probably won’t have a final decision until 2017. All of these breath test cases that are awaiting, the decisions are going to be backed up in the courts until probably 2017.

Teddy: If you guys find that there’s something awry with these machines, we’re talking about amazing implications here, massive implications right?

Mike: The first level would be whether it affects the admissibility of the test. Meaning, if there’s a decision that comes down and says, “Yes,” that it’s defective per se or unreliable per se, every breath test may be excluded. I think probably where we’re going to end up is we’re just going to learn a whole lot more about the machine and how it works so that we’re able to attack the reliability of it and it will go to the weight of the evidence versus the admissibility.

Leslie: Right. The last thing I’m asking you is the breath test. I’m doing other things. This walk and turn. There’s other test to tell me [if someone’s intoxicated]. Even if you strike out a breath test, if you’re did a good work on the side of the road and you documented your case well, you won’t necessarily need that anyway.

Teddy: Lastly, you are board-certified here in Massachusetts, but also in New Hampshire. You have an office in Nashua, correct?

Mike: Yes. I’m going there right now.

Leslie: That was the ending of case by the way.

Teddy: How many Massachusetts clients do you get in New Hampshire? Because I always used to joke, I used to date a girl from Nashua. Every single night I was under suspicion of DWM, Driving While Massachusetts.

Mike: Yes. Massachusetts plates after dark.

Teddy: Those New Hampshire cops love to see a Massachusetts license. They escort you back to the board. They are so nice.

Mike: No, they don’t escort you back.

Teddy: They followed me all the way back to Things Road, tell you that much every night.

Leslie: Well, because half of them live in Massachusetts. It’s like they’re on their way home, Ted.

Mike: My practice is probably about a 150 or so drunk driving cases a year. I’d say about 65% of those are New Hampshire and 90% of my New Hampshire cases are Mass residents.

Teddy: I’ve always wondered what is the percentage of drivers pulled over, either cited or pulled over for a DWI in New Hampshire that are Massachusetts. I am willing to bet and I don’t have any statistical evidence but you might have just offered some that they disproportionately pull over Massachusetts drivers.

Mike: I would disagree.

Teddy: You would?

Mike: But I would agree that the highest percentage of non-resident DWI arrest in New Hampshire is Massachusetts people.

Teddy: Well, that makes sense.

Mike: It [does].

Leslie: It is a good discussion topic, Ted.

Mike: My practice up there goes from Laconia, Plymouth, Lancaster, Berlin, Portsmouth . . .

Leslie: Wow.

Mike: Hampton, Seabrook. There is no border between Mass and New Hampshire. People go back and forth daily.

Teddy: There isn’t between Texas and Mexico either, so don’t feel too bad.

Mike: Okay.

Teddy: Folks, as we always like to say, folks, don’t make the decision, don’t make the mistake to ever need counselor Bowser service for operating under the influence but we know that these things happen. Of course, if you’re looking for a good personal injury attorney, then please make that decision and get counselor Bowser. Either way, how do folks get in touch with you or your practices in either State?

Mike: The easiest way is the website, which is https://bowserlaw.com/ and we do have chat services, contact forms, and all the phone numbers are there for both Massachusetts and New Hampshire.

Leslie: I think it’s important to call because if you have a case, there’s a statute of limitations on some of these cases that you may not be aware of. At least make the call. Have your dates and your information handy and they’ll be able to tell you right off the bat. It’s an important call to make. Statutes of limitation are tricky.

Teddy: A lot of these instances, especially an OUI cases, come up late at night, early morning, [in the] wee hours. That way if people get to that website, they’ll be able to contact you. There’s a way to monitor 24 hours?

Mike: I get every time someone hits my website for purposes of contact, I get an email, a text, and I do, I spend a lot of time on the weekends just responding to folks and reaching out to them. Getting back in touch with them and certainly, I do my appointments on evenings and weekends for that reason because I’m usually tied up in several courtrooms every day in both states, so I do a lot of evenings and weekends as well.

You’re not going to get me [at] three o’ clock in the morning. I was in London in June and I got a phone call and I just didn’t respond to that one because it was 3:00 AM London time and didn’t get back to him until the next day.

Teddy: Hey, any idea where they’re going to set up that sobriety checkpoint now?

Mike: Is that off limits? No?

Teddy: It’s probably going to be very soon. That’s going to be used as parking for residents and commercial properties. So I’m thinking I have to set up shops somewhere else.

Leslie: It’s being reheld.

Mike: Yes, I would imagine probably further in.

Leslie: That’s got to stay there by law.

Teddy: There’s really not a good pull out area.

Mike: Right.

Teddy: That’ll be interesting.

Mike: It will be.

Leslie: They’re figure it out.

Teddy: Counselor Bowser, one more time, the web address is?

Mike: bowserlaw.com.

Teddy: Member of our expert network, attorney Mike. Always a blast to check in with you sir.

Mike: Thanks for having me.

Teddy: I should have gone to law school.

Leslie: Thank you, my friend.

Drunk Driving & Personal Injury Cases – Expert Network Interview November 7th, 2013

Board Certified DWI/OUI Attorney Mike Bowser discusses drunk driving and personal injury cases, the challenges of getting in front of a jury and getting a good verdict versus accepting a settlement, and how to get quality legal help when you need it.

Teddy: Local attorney Michael Bowser is joining us in studio, good morning counselor, how are you?

Mike: Good morning Ted, how are you?

Teddy: You’ll forgive me right, it was Maria, we had to talk to her, she woke up at 4:45 just to talk to us.

Mike: That is a hard act to follow.

Failing Field Sobriety Testing

Teddy: Not that difficult. I think you can pull off. Hey, last time you were here we did a segment that had people talking for weeks afterwards. You actually put me through a sobriety field test and I flunked it miserably.

Mike: The standard field sobriety test, two out of the standard three. You were asked to complete two and you definitely failed one.

Teddy: I’ve been a failure in a lot more ways. How have you been?

Mike: Extremely busy, I bought a new car. It’s a hybrid and I was tracking my miles. I did about 2,300 miles in three weeks between 19 courts and two states. I actually had to drive through Vermont to go from one to the other. On the road quite a bit; very busy in court. A lot of my courts take me pretty far away early in the morning so I haven’t been able to get in here every Thursday as I would wish.

Board Certified DWI/OUI Attorney

Teddy: Well, we’ll take your visits when we can. For those not familiar with you, you are a certified DUI attorney, correct, one of only a handful in the area and you have offices both in Massachusetts and New Hampshire so you can practice across state lines, correct.

Mike: I spend about half of my time in New Hampshire, half of my time in Massachusetts. I’m one of three board certified DUI defense specialist practicing in Massachusetts; one of only two in New Hampshire. That number is growing there’s probably just over 50 in the country now that have that board certification.

Legal Responsibilities and Remedies in a DWI/OUI Accident

Teddy: All right, and usually, when you join us, I always like to get you dragged into some current events topics that get me thinking. You just rolled your eyes there. There was a fatal car accident in Lowe about a week and a half back. My sources tell me that not only was an incredibly high rate of speed a factor, but that alcohol was a factor as well. Let’s take things from a hypothetical situation. Somebody who has been drinking and driving an automobile, if they become a casualty, if they died a victim in that accident, the legal case ends, right? You can’t obviously charge a dead person with anything.

Mike: Correct. That’s quite often you see fatalities involving drivers who are impaired [or] under the influence and no charges are brought. There’s no remedy once that person has passed.

Teddy: How about a passenger in that vehicle, is the passenger who gets in the vehicle with somebody who has been drinking or under any kind of influence, do they face any type of legal responsibility?

Mike: Typically, no. Unless there is a situation where the passenger has just knowingly handed over the keys to a car with full knowledge of that person is impaired [and] dangerous, but otherwise I would say no.

Teddy: What about somebody that would try to leave the scene of such of an accident?

Mike: As a driver, I’ve represented dozens and dozens of folks who were charged with either conduct after an accident, which is what they refer to that charge in New Hampshire as. Where leaving the scene of a personal injury or leaving the scene of property damage. The law requires in both states that if you’re involved in any accident involving property damage or personal injury as a driver, you have to remain on the scene and make yourself know by way of name, address, registration and insurance information. You’re supposed to stay put and provide that information not only to the other involved parties, but to law enforcement.

If you fail to do so then you’ll find yourself charged with leaving the scene or conduct of an accident.

Responsibility for Property Damage

Teddy: Now, that’s the most serious case. Who among us hasn’t parked a car in a mall parking lot or in a supermarket and come back to find a dent, scratch, a little paint on the door. Does it matter the level of damage?

Mike: There’s a particular amount of damage. For instance in New Hampshire, I believe it’s $500. I had the experience of being outside the Derry District Court and there’s a very nice diner called, I think it’s called Mary Ann’s right on the main trail.

Teddy: I love Mary Ann’s.

Mike: Of course. I take it upon myself to go get breakfast after court that morning. I’m driving down looking for a parking spot and my mirror clips the mirror of a very nice Porsche. Of course, I chipped the side mirror of that Porsche. I parked my car went inside Marian’s and announced to the crowd “Who owns the Porsche?” Because my concern was that I just did some damage to this vehicle and it’s my responsibility to let them know. They were very happy that I came in and did that.

Teddy: You found the person.

Mike: I did. They were actually seated at a booth having their breakfast that morning.

Teddy: How about in the case of what you’re say in a large parking lot, part of a plaza. Does it suffice to leave a note with your information and a cell phone number?

Mike: The law would expect you to and that person is going to follow up with you and you’re going to provide them that insurance information. I don’t think you would find yourself charged with a crime if you did that. I’ve seen it where somebody does exactly that, they bump somebody. They don’t think there’s damage there, there might be some paint scratches, [so] they leave. Some other citizen, of course, writes down their plate number and calls it in and they do find themselves charged with just that particular offense. Yes, regardless of the level of damage, if you’re causing property damage.

In the Commonwealth at least, if there is damage to another piece of property, you do have to make yourself known to that owner or to the police.

Teddy: It is 8:01 here on 980 WCAP. We’re skipping the ABC Network News at the top of the hour, chatting with attorney Mike Bowser, a member of our expert network. All right, I’ve dragged you into the current events things. What else is going on out there?

Mike: I’ve had some other cases other than drunk driving recently. I’ve been involved in some drug possession matters, some other types of criminal cases. The civil practice is certainly busy. Went through a flurry of cases recently where matters were scheduled for trial and then suddenly settled at the last moment. That’s on the personal injury side of my practice; I do quite a bit of that, so I’ve been very busy.

When Cases Reach a Settlement

Teddy: How many of those types of cases actually make it to, I guess, for lack of a better term, the trial part of the court. I know most cases will start with some type of court appearance and maybe even some depositions. How many cases settle versus how many get to the point where you start calling witnesses and testimony is actually taken?

Mike: The vast majority of cases settle and by way of example, a current event I was just reading this week [was] the claim against the Craft Group and the family, the owners of Gillette Stadium. They were supervising the consumption of alcohol on their premises, where two young ladies underage left and were killed in a drunk driving accident. That settled the day of trial, they were literally in the midst I believe of jury selection. The last three or four cases I’ve had, I’ve had a pretty serious motorcycle accident. I had a case involving a burn to a child, and a claim against an apartment building owner for very, very, hot water. Those cases went almost to the point of jury selection before they were settled and that’s typical. The insurance industry in general, they’re not interested in paying money to anyone and they certainly don’t make any money by giving it to my clients quickly. They like to hold on to their money as long as possible and so typically these cases go and then if you’re not prepared to try the case, if you’re literally not ready to go and not ready to actually present the case to a jury, you’ll never receive a settlement. You do have to do all the heavy lifting and work to get it to the that point. Then, I would say 90% of those cases settle.

Teddy: Is it safe to say there’s a little bit of gamesmanship that goes on there with these large entities? Be it insurance companies or perhaps a large corporation that a one person, an individual tries to take on. They figure if they drag the process out long, if they follow every possible step, that the attorney’s fees will get to the point where you’ll settle for something less than you might win in a court.

Mike: I’ve been practicing 18 years and I think that before I was a lawyer, many years before I was a lawyer, and if you talk to lawyers that are very experienced that have been around a long time, there was a different error of personal injury claims back in the ’70s and maybe the ’80s. Cases would typically settle, they would settle for more money. You would get better value for particular injuries. Then the whole dynamic changed with Reagan and Bush and the personal responsibility, and I think what the insurance industry does is they’re playing on the assumption that a jury most often – these are the cases that get tried – the verdict that comes back from juries tend to be very, very low. It is extremely difficult to get a jury of your peers to bring back fair money for a deserving injured party and you would think the opposite.

Teddy: That is fascinating because the public perception is the opposite. We hear the case of the McDonald’s coffee that burn somebody while driving and you think “Oh my God, I wish that would happen to me.” But you’re saying in the nuts and bolts when you’re down there, pretty much every single day in the trenches, that the juries are usually tougher on the individual.

Mike: If you don’t – as a personal injury lawyer, if I don’t – in the first two or three minutes of opening statement convince a jury that not only my client is deserving and worthy of their consideration — but [they’re] not a thief, a liar and a cheat. Because every juror comes into the box, hard wired ahead of time thinking that if you’re there on a personal injury claim, then you are a lair, a cheat and a fraud.

Teddy: That’s where we are now.

Mike: That’s the starting point.

Teddy: The perception is really what I just told you and the juries are actually using that against the claimants.

Mike: They’re using it against anyone. They just the way they think. That’s the way they come into the system and that’s what they put into the box. So, if you are not addressing that right upfront, immediately, you are going to lose any personal injury trial. The other side, the defense, the insurance industry, is absolutely aware of that and they’re banking on it. They’re banking on you’re going to get a bad result no matter how deserving your client is, no matter how good of a lawyer you are. Obviously, you need to be able to overcome that and actually try cases and get good results and get good verdicts. I’ve seen it shift slowly over the last several years. I think it’s coming back a little bit, finally, and I think rightfully so. But it’s a huge — I guess it’s a psychological exercise. When you walk into a courtroom, trying to convince jurors to do the right thing. It’s not easy. I think it’s one of the hardest things you can do as a lawyer, is to try a personal jury case to verdict.

Settlement vs. Trial

Teddy: Final question, what’s the process when you’re discussing with your client whether to settle or whether to go through and fight it? Who makes the call in that? Because I know, ultimately, the client gets the final say but with all your experience, you must have a pretty good idea whether you’re going to win or lose a case before you try it. Is that safe to say?

Mike: My process with any personal injury case and any client, is again, it is their decision, they are the boss and I work for them. But, when money is on the table, I describe it as fair money, if there’s fair money on the table, meaning, this offer is not an insult. It’s not unreasonable. It’s not as much as we would like to get, obviously, but it is fair. Then you absolutely need to consider taking it, because I have tried dozens and dozens and dozens of cases to verdict and I’ve gotten a goose egg, meaning the zero dollar verdict on a rear end collision. Now this is going back 15 years ago in Hillsborough County in Nashua as a very young junior lawyer. I tried a case to verdict and the decision from the jury was zero on a rear end collision. I left the court room with my head spinning and then I began to ask around and talk to some people who have tried more cases than I had at the time. And they were like, of course that happens, it happens all the time. I have had the opposite, I have had wonderful huge verdicts where I couldn’t have imagined I’d do that well, so I’ve had both. My job is to tell my client “Listen, we are in the range of what I consider fair money and if you walk away from fair money and set yourself up in front of a jury and take that risk, you’re assuming that risk. Because if that number comes back lower, that’s what you’re going to get.” So when we’re in the range of fair money, that’s when I tell people you really need to consider taking this as opposed to rolling the dice, and it is. It’s a risk anytime you stand up in front of a jury. If it’s in the range of fair money, I put on the reasonable hat and I say “Listen, based on my years of experience and my experience in front of juries, you need to think about taking this and here’s why.” If it’s not fair money, we’re going to try the case.

Practicing Other Types of Law

Teddy: Do you practice any types of laws besides personal injury and DUI specialty?

Mike: I obviously do other criminal cases, about 90% of my criminal practice is the drunk driving defense. I started off as a personal injury lawyer at 17, 18 years ago. I’ve always maintained that part of my practice. It’s a smaller part of my practice in terms of the number of cases, but still a significant part of my practice. So in that, those injury cases, premises liability, automobile-motorcycle crash cases, the gamut of personal injury matters.

Teddy: How important is it to get a specialist in this particular field of law? I know a lot of folks, they know a friend of a family who is an attorney or a friend has a family member who is an attorney, so they tend to want to be with somebody they know, but that person might not have the proper expertise in that. How important is that?

Mike: I think it’s critical. I think the most important and valuable thing a family lawyer can do for any client is find that client the very best attorney for the particular case. Drunk driving is a perfect example. It is fact specific. The legal issues, the technical issues, the scientific issues are incredibly intricate and many lawyers are equipped to handle it and do a very good job. Very few have the expertise needed and I think I get a lot of referrals from other lawyers and I think that those are just great referrals to get. In the same time, my personal injury practice, the trial experience that comes from hundreds of drunk driving trials relates perfectly to the personal injury because if you can try a case and you can stand up in front of a jury and finish it to verdict, that’s a valuable commodity as well.

Teddy: Attorney Mike Bowser, if folks want to get in touch with you, how can they do so?

Mike: Website is https://bowserlaw.com. Office is at Nashua, New Hampshire in Chelmsford.

Teddy: And you can listen Thursday mornings, we check in with Attorney Mike Bowser, a member of our expert network, periodically here on 980 WZAP. Thank you for the time sir.

Mike: Thank you.

Why Trial Experience Matters in Personal Injury Cases

I’m often surprised when I tell people that my practice includes over fifteen (15) years experience as a personal injury lawyer in Massachusetts and New Hampshire. “I thought you only handled drunk driving cases,” is often the response. I’ve missed many an opportunity to truly help some deserving people, because although they knew me through my drunk driving practice, they didn’t know I routinely handle serious and complicated injury cases involving car and motorcycle accidents, dangerous premises or products, construction site/OSHA and slip and fall. I’ve even taken on the occasional medical malpractice claim.

My experience as a drunk driving defense lawyer doesn’t limit my ability to help a seriously injured client entitled to compensation, it enhances it. Why? Trials, trials, and more trials! I’ve completed thirty (30) DUI trials to verdict this year alone through November. In years past that number exceeded fifty (50) trials. I average only 1-2 civil trials each year in my personal injury practice. Although many of these cases settle before trial, Courtroom experience matters. It matters to the Judge, it matters to the opposing counsel and most importantly it matters to an insurance company and the Jury. When I walk into a Courtroom to try a personal injury case to verdict I bring with me the experience of literally, hundreds of criminal trials. That translates into results when a case must be tried to a Jury to obtain full, fair and complete justice for a seriously injured client. Two (2) examples from my personal injury practice:

In March 2008 the three (3) defendants and their respective insurance companies in a complex construction site injury case would not increase their offer to settle from $300,000. After the first day of trial the joint offer was reduced to $200,000. At the completion of the eight (8) day trial the Jury in Suffolk Superior Court (Boston, MA) returned a verdict in favor of my client that paid him in excess of $880,000.

In December 2009 I had to try a case to verdict before a New Hampshire Jury in Hillsborough County to obtain “full, fair and complete Justice,” for my deserving client. Again the offer to settle from the insurance company did not even approach the neighborhood of fair, or even six figures. Following trial, the Jury rendered a verdict for my client in the amount of $695,000.

These people needed help, and you don’t find this kind of help in the Yellow Pages, on TV or even on a Website. You find it in the experience of qualified, dedicated trial attorney. If you can’t successfully try a personal injury case to verdict, before a Jury, in a courtroom, you don’t deserve the opportunity and privilege to help these injured persons seeking justice.

The other benefit of all this Courtroom trial experience? No Trial! Believe me, nothing is more nerve-wracking, expensive or fraught with uncontrollably risk than a personal injury jury trial. My last two settlements in personal injury cases this year were for policy limits or near policy limits of $100,00 and $215,000 respectively. If you can try a case to verdict, and they know it, the settlement offers seem to find their way to a neighborhood called “full, fair and complete Justice.”

Michael Bowser is a trial lawyer with over fifteen (15) years experience, trying to verdict, and settling personal injury claims in Massachusetts and New Hampshire.

Why is trial experience necessary when selecting an attorney?

Trial experience when selecting a personal injury attorney is important because if you can not try a case, then you will never settle a case. Most personal injury cases are settled and the reason that they are settled is because the insurance industry knows that if it goes to trial they may end up paying an amount of money to you through your attorney. My practice is both criminal defense and personal injury. In my criminal defense practice I try anywhere from 40 to 60 trials every year, and I’ve been doing that for over 15 years. I try more cases than most. When I pick up a personal injury case, from day one I treat that case as if it is going to trial, and if it does in fact go to trial I have had numerous verdicts, successful verdicts, only because I’m willing, able, and capable of trying that case in front of a jury. So again, if you’re looking at a serious personal injury matter, make sure that you’re hiring an attorney who has the experience level to actually try that case to verdict if necessary.